Most every home, no matter the size or value, has electricity, heat, air conditioning and hot water. When an equipment breakdown occurs, homeowners assume they have cover- age in their Homeowner’s policy or through a warranty or service contract they may have purchased. But in many cases they do not. Most homeowners policies exclude mechanical [...]
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Why Customers Need Equipment Breakdown Coverage
March 18th, 2013Jewelry Insurance
February 1st, 2013Engaged over the holidays? Make sure that your new prized possession – the ring – is properly insured. A typical homeowners policy insures jewelry for many causes of loss. However, it limits the amount you can recover for loss by theft. The limit is usually no more than $1,500 or $2,500 for theft of jewelry, [...]
Gift Cards
January 30th, 2013Were you lucky enough to receive a high-value gift card, perhaps the new $450 Starbucks gift card because you need to stay awake from now until March? Be aware that a typical homeowners policy provides $200 coverage on money, bank notes, bullion, precious metals, coins, medals, scrip, stored value cards and smart cards combined. A [...]
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